Mortgage modification marathon draws thousands to L.A.

Home mortgage owner Sara Millan, left, thanks Neighborhood Assistance Corporation of America's CEO Bruce Marks, right, after NACA was able to reduce her family's home mortgage by at least a thousand dollars, during an event at the Los Angeles Convention Center Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the NACA is offering the chance to restructure home loans at lower rates. NACA paralegal staff Silvia Cisnero is seen middle. (AP Photo/Damian Dovarganes) Thousands of people wait in line at the Los Angeles Convention Center for free mortgage modification help in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. (AP Photo/Damian Dovarganes) Charles Gibson, right, and his wife Michelle are helped by a NACA staff member, left, to get a reduction on their upside down loan for their Riverside, Calif., home at the Los Angeles Convention Center in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America (NACA) is offering the chance to restructure home loans at lower rates. (AP Photo/Damian Dovarganes) A couple waits among thousands of people for free loan modification help at the Los Angeles Convention Center in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. (AP Photo/Damian Dovarganes) Nicolas Miranda, 52, who just lost his job, waits for a loan modification for his Burbank, Calif., home among thousands of people in line at the Los Angeles Convention Center on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. (AP Photo/Damian Dovarganes) Ricardo Laurel, 73, who had open heart surgery related to the stress with his home foreclosure, waits in line among thousands of people at the Los Angeles Convention Center, looking for free mortgage advice in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. (AP Photo/Damian Dovarganes) People sleep on the sidewalk as thousands of people wait in line at the Los Angeles Convention Center for free mortgage help in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. (AP Photo/Damian Dovarganes) Thousands of people wait in line at the Los Angeles Convention Center for free mortgage help in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. (AP Photo/Damian Dovarganes) Jamie Franklin holds her daughter, Lillie, while waiting in line with thousands of others to get free mortgage help in downtown Los Angeles on Thursday Sept.30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. An estimated 30,000 people are expected to attend the five-day event. (AP Photo/Nick Ut) Thousands of people wait in line at the Los Angeles Convention Center for free mortgage help in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. An estimated 30,000 people are expected to attend the five-day event. (AP Photo/Nick Ut) Thousands of people wait in line at the Los Angeles Convention Center for free mortgage help in downtown Los Angeles on Thursday, Sept. 30, 2010. A nonprofit group called the Neighborhood Assistance Corporation of America is offering the chance to restructure their home loans at lower rates. An estimated 30,000 people are expected to attend the five-day event. (AP Photo/Nick Ut)